About Us

Relationship Based Practice

As fee-only* investment advisors, we work for our clients and only our clients. We receive no commissions, payments or compensation contingent upon the purchase or sale of financial products or plans—our primary responsibility is to provide unbiased advice without conflicts of interest.

We do not work for undisclosed commissions or hidden fees, nor do we create statements or have access to withdraw client funds. An independent third-party custodian such as Schwab, Fidelity or Vanguard holds clients’ funds, issues statements and mails the statements directly to our clients—helping safeguard holdings while also lowering expenses.

We practice Informed Consent, disclosing information so that the client is able to understand his or her situation and options, and has complete unhindered freedom to choose from, or refuse said options.

Biography

Regulatory Disclosure Documents:

ADV Part 2A Brochure 20170421

ADV Part 2B Brochure Supplement

The initial consultation is always without charge, the best way for both of us to determine if working together makes sense.